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Move Now, Pay Later – Move Financing

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Move Now, Pay Later! Hassle-Free Moving with Flexible Payment Options

Moving doesn’t have to be paid all at once. Our “Move Now, Pay Later” option lets you move locally or long distance and pay over time.

What is Move Now, Pay Later?

Our “Move Now, Pay Later” option allows you to spread the cost of your move over manageable monthly payments. This means you can get professional moving services without having to pay everything at once. Our payment plans are flexible, accommodating a wide range of budgets and credit situations.

Move Now Pay Later | Move Financing Your Hometown Mover

3, 6 & 12 Monthly Installments

The move now pay later financing program is offered through our third-party affiliates who extend the credit lines. Lending conditions change over time, which can create restrictions on specific lines of credit. Please call to see if the move now, pay later financing programs are being offered. It isn’t uncommon for Your Hometown Mover to need to pause the program to find new third-party affiliates to extend credit to our customers. It is often more affordable to pay for your move with our move now pay later financing than it is to use your credit card and pay over time with the high credit card interest rates,

Flexible Payment Timing for Eligible Moves

Wherever you’re going, we can take you there!​

Need to spread out the cost? Move Now, Pay Later lets eligible customers pay over 3, 6 or 12 months, and a vetted partner mover does the move.

Your written quote spells out the price, so there are no surprises.

Items we pack for FREE as part of your move

  • Mattresses – Wrapped in mattress bags
  • Flat-screen TVs – Protected and packed in TV box
  • Standard sized mirrors – Protected and packed in cardboard box
  • Hanging Clothes – Hung and packed into our wardrobe box
  • Lamps – Packed in lamp box with shade removed and wrapped
  • Small Paintings – Protected and packed in cardboard
  • Beds – Disassembled and wrapped in moving blankets and mattress protection.
  • Couches & Chairs – Wrapped in moving blankets and taped for protection
  • Tables – Disassembled and wrapped in blankets
  • Dressers – Wrapped in moving blankets and shrink-wrap
  • Home protection with special pads and floor runners
  • Blanket & pad protection of all your furniture
  • Disassembly & reassembly of beds
  • Loading, Transportation & Unloading
  • Dismount and remounting of dresser mirrors

Travel, tolls, fuel and moving labor are listed on your written quote up front.

Move now, pay later but first you need a quote

Moving Services With One Written Quote

Local, long-distance, packing, storage and office moves, all on one written quote.

Local Moving

Across town, billed by the hour.

Long-Distance Moving

Out of state, with one written quote and a vetted partner interstate mover.

Packing & Unpacking

Full or partial packing, or just the fragile pieces.

Storage Solutions

Short- or long-term storage when your dates don’t line up.

Commercial Moving

Office moves scheduled around your business hours.

Trusted by Your Neighbors

Ask around. Plenty of your neighbors have moved with us.

Hourly Local Moving

For moves within the same town, we charge a full-service hourly rate. Book today, pay over 6 months with our Move Now, Pay Later option.

Fixed Rate Local Moving

For local moves of more than 25 miles, ask for a flat written quote. Use the Move Now, Pay Later option for your fixed rate move.

Expedited Long Distance

For moves outside of New York, ask for a binding written price and a delivery window. Our USDOT 2789843 is listed by FMCSA as intrastate only, so moves that cross a state line are performed by a vetted partner interstate mover. Move now, pay later with our flexible financing.

NY to FL Direct Moving

Flexible on dates? Weekly NY–FL runs can bring the price down. Take advantage of our Move Now, Pay Later option.

Storage & Warehousing

Questions about payment plans? Call (855) 978-7317 and we’ll walk you through what’s available for your move date.

Labor Only Moving

Whether you need help unpacking your moving truck or just want someone to do the heavy lifting, save money and time with our local professionals. Enjoy our Move Now, Pay Later option.

MoveMatch Price Match

MoveMatch Price Match: if you find a written quote from another licensed and insured New York moving company in the Hudson Valley that’s lower than ours, we pledge to match it.

Moving FAQ

Quick answers to the questions we hear most:

Who does the actual move?

A vetted partner mover does the move. We handle your move from start to finish: one quote, one point of contact, and we stand behind every job.

Before you hire any mover, look up its USDOT record.

 

You can check a mover’s records with the U.S. Department of Transportation, the New York State Dept. of Transportation and, for ocean shipments, the Federal Maritime Commission. We hold an A+ rating with the Better Business Bureau.

Our USDOT 2789843 is listed by FMCSA as intrastate only, so moves that cross a state line are performed by a vetted partner interstate mover.

Yes, short- or long-term. Ask about options and pricing when you get your quote.

Reserve Your Move With a $49 Refundable Deposit

Move Now, Pay Later: Common Questions

How does move now, pay later work for a move?

You book and complete your move first, then pay for it over time instead of all at once. The credit itself is extended by third-party lending partners we work with, typically as 3, 6 or 12 monthly installments. You apply before your move date; once you are approved, we lock in your date. Because the programs depend on our lending partners, availability changes — call (855) 978-7317 to confirm what is being offered for your move date.

Do you offer moving companies with payment plans?

Yes — when a lending partner is live, we can point you to moving companies with payment plans style financing for the quoted move total. It depends which partners are active when you apply. Some options do not rely on a traditional hard credit pull and others do, and the mix changes over time — we have paused the program before while lining up new partners. Rather than guess, call (855) 978-7317 or request a quote and we will tell you exactly which options are live right now.

Can I finance a move without a hard credit pull?

Shoppers comparing moving companies no credit check options usually want to know whether financing needs a hard pull. Some of our Move Now, Pay Later partners review applications with a softer check or alternative criteria; others use a traditional credit review. We do not advertise a guaranteed no-credit-check approval — the lender decides — but we will tell you which live programs fit your situation before you book. Call (855) 978-7317 and ask what is available for your move date.

What credit score do I need to finance a move?

We do not set a cutoff — the credit decision is made by the third-party lender, not by Your Hometown Mover. We work with partners chosen to cover a range of credit situations, so if one option does not come through it is worth asking about the others before writing financing off.

What does it cost to finance a move?

The term length and any interest or fees come from the lender, and they are disclosed to you in writing before you accept anything. Many customers find a 3, 6 or 12-month installment plan works out cheaper than carrying the same balance on a credit card at card interest rates — but compare the actual terms you are offered against your own card before you decide. We are movers, not financial advisors, so the numbers in your agreement are the ones that matter.

Can I use move now, pay later for a long-distance move?

Yes. Financing covers the cost of the move itself, whether it is a local move or a long-distance relocation, and it can include packing, crating and storage booked as part of the same job. Move now pay later movers pricing still starts with one fixed quote before you apply.

When does the first payment come due?

Your installment schedule is set by the lender at the time you are approved, and the first payment date is spelled out in the agreement you sign with them. Read that schedule before you accept it — it is the document that governs your payments, not your moving estimate.

Is there still a deposit if I finance?

Yes. A refundable deposit holds your date on our calendar, and it is separate from the financing. Your moving rate is fixed when you book, so what you finance is the quoted price.

What if financing is not available when I call?

We would still rather help you move. Ask your move coordinator about trimming the job to fit your budget — labor-only help if you can supply the truck, packing only the rooms you need packed, or a midweek or mid-month date, which is usually the cheapest time to move.